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If you are married or living with a partner, you have options for how you present your finances to a lender. Each lender has a different policy for how they assess "partner income" and whether they include it in your loan affordability assessment. Most people assume their only option is a Joint Application, but that creates a new set of challenges (especially if your partner's credit score is lower). In this week’s customer story, we look at how one customer leveraged her household income to...
It amazes us every day how frequently lenders misinterpret the information provided to them. Unless there is someone to intervene and correct their assumptions, the result is often an unfair rejection. And its not just lenders, but "professionals" who also overlook things. This week’s customer story kicks off in the office of a dealership trying, and failing, to obtain finance for a car our customer wanted. A deal was possible; they just didn’t know how to identify the incorrect assumption...
The RBA has delivered a gut punch to Australian households at their first opportunity in 2026. So it has never been more important to ensure your car finance has the sharpest rate possible. It is a common misconception that the big banks are the place to go for the best rates. Well, this week’s customer story will prove otherwise. And the difference is big enough for you to never look at your bank the same way again. Visit Gusto Finance Customer of the Week Despite having a strong credit...