If you are married or living with a partner, you have options for how you present your finances to a lender. Each lender has a different policy for how they assess "partner income" and whether they include it in your loan affordability assessment. Most people assume their only option is a Joint Application, but that creates a new set of challenges (especially if your partner's credit score is lower). In this week’s customer story, we look at how one customer leveraged her household income to...
9 days ago • 2 min read
It amazes us every day how frequently lenders misinterpret the information provided to them. Unless there is someone to intervene and correct their assumptions, the result is often an unfair rejection. And its not just lenders, but "professionals" who also overlook things. This week’s customer story kicks off in the office of a dealership trying, and failing, to obtain finance for a car our customer wanted. A deal was possible; they just didn’t know how to identify the incorrect assumption...
16 days ago • 2 min read
The RBA has delivered a gut punch to Australian households at their first opportunity in 2026. So it has never been more important to ensure your car finance has the sharpest rate possible. It is a common misconception that the big banks are the place to go for the best rates. Well, this week’s customer story will prove otherwise. And the difference is big enough for you to never look at your bank the same way again. Visit Gusto Finance Customer of the Week Despite having a strong credit...
23 days ago • 1 min read
With the kids heading back to school this week in most states, parents everywhere finally have the bandwidth to focus on the fun stuff... Like car finance!! In this week’s customer story, a dealership came very close to derailing an existing pre-approval because they claimed they could beat the rate. Spoiler alert: they couldn’t. Visit Gusto Finance Customer of the Week In auto finance, your rate is heavily influenced by your credit profile. While every lender has different rules, there are...
about 1 month ago • 2 min read
If the first three weeks of the year have been a grind, then I am sure you are counting down to the long weekend. Happy Australia Day (in advance) from the team at Gusto Finance. We hope you can enjoy the summer sunshine for a few more days! This week, we have a customer story that shows that even small actions can overcome past blemishes in your credit history. But also points out some important limitations in the options you will have. It was an unlikely result that the team were able to...
about 1 month ago • 2 min read
We often hear from customers who think they have secured a solid interest rate. But in the world of car finance, the difference between good and best can be thousands of dollars. This week, we want to share a story about the importance of a second opinion. It involves a top-tier borrower, a suspicious interest rate, and a dealership partner who knew exactly who to call to fix it. Here is how we turned a decent deal into a massive win... Visit Gusto Finance Customer of the Week! A customer...
about 1 month ago • 1 min read
Happy New Year to all from the Gusto Team! We are wasting no time getting back to work, and have already helped multiple customers drive away in some new wheels in 2026. In this week’s customer story, we have a young man from Perth who suffered a big setback soon after starting a new job. This could have delayed his new car by months, but our brokers saw to it than he was approved without delay. Visit Gusto Finance Customer of the Week! Imagine being 20 years old, buzzing with excitement to...
about 2 months ago • 1 min read
Just 7 days left on our Christmas Countdown! While many parts of the world are winding down we are still landing fast loan approvals for those looking for new wheels this side of Xmas. In this week’s customer story, we have a customer who thought their credit file was stuffed but was actually in good shape. Leading to perhaps our fastest approval turnaround ever! Visit Gusto Finance Customer of the Week! Can you imagine your car completely breaking down just over a week from Christmas? Well,...
2 months ago • 1 min read
14 days left on our Christmas Countdown, and we wanted to share a positive redemption story for anyone looking to make positive changes in 2026! The big lesson in this customer story is no matter your situation, there is a pathway towards loan approval. Sometimes you just need to understand what is holding your credit profile back. If you can take the targeted action needed, you can be back on track in a matter of months! Visit Gusto Finance Customer of the Week! This customer came to us way...
3 months ago • 2 min read